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  • Borrowing is easy but the day of payment is hard.
  • Credit—a difficult subject to those who can't get any.
  • Paying of debts is, next to the grace of God, the best means in the world to deliver you from a thousand temptations to sin and vanity.
  • Run not into debt, either for wares sold, or money borrowed; be content to want things that are not of absolute necessity, rather than to run up the score.
  • Man hazards the condition and loses the virtues of freeman, in proportion as he accustoms his thoughts to view without anguish or shame his lapse into the bondage of debtor.